EJ and the team fixed my credit after I had to file a chapter 7 bankruptcy 2.5 years ago. I thought my life was over but they gave me hope and told me not to worry! I have been a loyal member for over 2 years. Only a few months after they started repairing my credit I was getting approved for major credit cards with 6 and 7k limits (discover, citi, care credit)! After a year and a half my BK was no longer showing on my credit report and I got pre-approved for a FHA loan with 4% interest. I can’t thank EJ and the team enough! They were always responsive right away, helpful and so kind! I would recommend them to anyone who is trying to get their credit fixed.