While you are transitioning debt – paying off one side – you are also adding to the other side of the debt. You are also, in some cases, adding a new trade line to your credit. Additionally, if you are moving money to an account that has a lower limit, then you are affecting your ratio of debt to limit.
So, there are a lot of factors here gang, which elucidates to all of us just how comprehensive and complex it is.
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