Credit Repair Blog Scoreology. Credit repair and restoration

Credit Repair and Info Blog

Ed-Jack Dvorak is a credit expert at Scoreology, a national credit restoration company based in the United States. He works with clients and creditors to improve credit profiles and loves to share his knowledge with others.

Ultrafico – Yielding more privacy

  Friends, it’s supposed to be the slow season, but that hasn’t happened yet, so my apologies for the lack of posts. However, I did have to share this with you. If you haven’t heard of it yet, you will soon. There is a new FICO scoring model that is... read more

All I need is a 620 credit score – My Lender Says So!!

Friends, we get this a lot. A lot… I think I understand why. Really, in today’s busy world, we have to simplify our processes because it would take entirely too long to explain all the ‘boxes’ that need to be checked in order to qualify for a... read more

Credit Karma – Beware

Friends, this week I am going to chat a bit about Credit Karma. The fantastic site that allows you to review your credit, keep tabs on it and also dispute tradelines. All for free! The only thing is… when a site is free, you are the product. Just ask Facebook,... read more

Collection Account Deleted – Verification Fail

Friends, We are in the busy season, but I had to share this with you. Check this out. The first question that comes to mind is… ‘how is this legal’? Well gang, apparently in the world of collections we are all guilty until proven innocent. In this... read more

Thank you Friends

In wanting to bring us into the New Year properly and optimistic, both for ourselves, current clients and past and future ones as well, I figured what better way to do so than with a blog. But what about? No one really wants to hear about credit now, or be fearful of... read more

Albuquerque Housing Market is Still on Fire

If you are a potential home buyer, be aware… Albuquerque’s housing market is still going strong. It’s not just Albuquerque, but Rio Rancho, Bernalillo; nearly all of New Mexico experienced record home sales, and much lower number of days on market... read more

Credit Repair After a Bankruptcy – Part Two

Greetings Friends, I wanted to spend a bit of time today talking about what can be done after a Chapter 7 or 13 Bankruptcy to improve your credit. We have found, one of the more challenging parts of being discharged from a Chapter 7 or Chapter 13 Bankruptcy is to... read more

Albuquerque Housing Market and Credit Repair

Greetings Friends! We have quite a few clients in Albuquerque and many have been in the process of, or very nearing, the purchase of a home. Because we assist many folks with the process of repairing their credit for the purpose of a home purchase, I thought it would... read more

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