by Scoreology | Dec 16, 2015 | Building Credit, Credit Cards, Credit Education, Inquiries
Greetings consumers! I wanted to write a post about the holidays. Why? Because they are upon us, and it is more fun to think about gingerbread men, the twinkling eyes of children opening presents and food than it is cold weather, slush and being held captive by...
by Scoreology | Dec 10, 2015 | Consumer Rights, Credit Education, Credit Reporting Agencies, Credit Restoration, Fraud, Identity Theft, Uncategorized
Friends, Occasionally we get asked… ‘why do you need this information?’, when we ask our clients for certain documentation – SSN, mortgage statement, driver’s license, to name a few – in the process of credit repair. In this day...
by Scoreology | Dec 8, 2015 | Building Credit, Credit Education, Credit Report, Credit Reporting Agencies, Credit Restoration, Credit Score, Good Credit, Scams
Hello Friends! This entry is mostly for those folks out there that have been told by someone at some company, “We will get your credit score to 700 in 4 months!’ (without anyone looking at the report, mind you). They are lying. They may, in fact, be able...
by Scoreology | Nov 1, 2015 | Consumer Rights, Credit Education, Credit Report, Credit Score, Inquiries
Hello Credit Geeks!Today I wanted to chat a bit about inquiries. There are a lot of questions we receive from clients and folks that call in from California to New York about INQUIRIES!! Basically, inquiries are little ‘pings’ on your credit that come from...
by Scoreology | Sep 20, 2015 | Building Credit, Credit Cards, Credit Education, Credit Restoration, Good Credit
Friends,Part of our process – A BIG part of our process – is to build credit. Remember, the credit report is a mix (usually) of both good and bad information. The bad information may be in the form of collection accounts; charge off account; late payments;...
by Scoreology | Jun 2, 2014 | Credit Education, Credit Report, Credit Score, Debt Ratio, Types Of Debt, Uncategorized
The majority of people understand the basics, like how failing to make a payment will cause your score to go down, but there are a number of complexities that trip up the average consumer. If you pay your debts on time, don’t carry too much debt on any one card,...
Recent Comments