Scoreology, Author at Scoreology
The Value of Direct Creditor Letters

The Value of Direct Creditor Letters

Friends,  Many Credit Repair Organizations communicate only with the bureaus. While this can be effective, often times it requires a bit more deliberate and pointed approach to get resolution. In this circumstance, we communicated with the bureaus and found there to...
Another Fair Credit Reporting Act Violation

Another Fair Credit Reporting Act Violation

Hello Friends,  wanted to share this with you. A clear cut example of a violation of the Statute of Limitations.  By our friends at Experian. It is rare they are this blatant. Typically they will re-age the account. However, in this case, it’s pretty straight...
Charged Off Accounts – How can they report???

Charged Off Accounts – How can they report???

Greetings friends, A little advanced credit reporting 101 here.  We get this question asked a lot: Can a creditor continue to report a charged off account every month?? And, if so, doesn’t this hurt my credit because it looks like it just happened?? Here’s...

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