May 2016 - Scoreology

Life and Credit 

Friends,  I just got back from a conversation with a local realtor. It was an interesting talk. A good talk. Typically my conversations are about the status of one of our mutual clients, in terms of credit scores, what hurdles we have yet to climb, goals, building...

Credit Card Utilization Effect on Credit Scores

Friends,  Part of this business is to know more than simply how to write dispute/verification letters. Our clients depend on us to give as much anecdotal information as we can, and while we can’t make promises, we certainly can draw upon client files of the past...

Chase Selling Zombie Debts

Greetings Credit Friends,  Chase has been issuing letters to our clients explaining they’ve been involved in illegal actions with respect to: Selling Debts to third party debt buyers that had already been settled, paid in full, discharged in bankruptcy,...

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