Apply the Science of Credit Repair to Your Credit Picture | Scoreology

Offering Expert, Ethical, and Friendly Credit Repair Since 2011

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective — our results are proof.

Meet the Scoreology Family



Credit Expert

Father, credit restoration expert and owner of Scoreology.

Ed Jack (EJ)

Ed Jack (EJ)

Credit Expert

EJ works daily with our clients, helping to improve their credit profiles.



Bookkeeper & Receptionist

Stephanie is the go-to person to book your meetings and calls with Scott or EJ.



Coordinator & Consultant

Daniel is the newest member of the Scoreology team, he helps us with office coordination.

We have more than 300 great reviews!


Why Are We Different

We listen and respond. From our inital phone call to your two-year checkin, we listen and answer your questions. Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective.

You're More Than A Number

At Scoreology, we treat you like family. ​We maintain a one-on-one relationship with focused attention on each client. That’s why we choose not to manage thousands of clients simultaneously.

Measurable Results

As a client of Scoreology, you have access to your personal online portal. Once logged in to your safe and secure portal, you will have a number of tools geared towards your credit restoration and your credit building goals.

Whatever the reason for improving your credit score, Scoreology can help!

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective—our results are proof.

As a client of Scoreology, we’re here for you and your credit success! During our inital phone call, we make sure to listen to your needs and goals, then we’ll set up a review of your credit, and get started with you, all while working toward your goal.

As a client of Scorology, you’ll also get access to our results tracker. This displays exactly what’s being changed in your consumer credit reports on all three major credit bureaus – Equifax, Experian, and TransUnion – and exactly how much progress is being made.

Contact us today for a free, no-pressure consultation!


56% of Americans Have Subprime Credit

What Our Clients Are Saying

Angela L.

June 24, 2018

AMAZING!! Daniel was extremely helpful and helped me gain insight into my credit…

Salem, VA

Christy D.

June 14, 2018

These guys have been absolutely amazing to work with. EJ has been beyond helpful every step of the way. HIGHLY RECOMMENDED!!

Susan G.

June 12, 2018

Over the last 3 years, I had nothing but the most professional service from the folks at Scoreology. EJ and Scott are the best … and, today I could not be happier! They were able to help eliminate lots of errors on my credit reports …. and, today my score is over 140 points higher […]

Farmington, NM

Dan W.

June 12, 2018

Scott was great to work with. He reviewed my file and found I was doing what needed to be done without their help…

Mesquite, TX

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