Offering Expert, Ethical, and Friendly Credit Repair Since 2011

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective — our results are proof.

Meet the Scoreology Family



Credit Expert

Father, credit restoration expert and owner of Scoreology.

Ed Jack (EJ)

Ed Jack (EJ)

Credit Expert

EJ works daily with our clients, helping to improve their credit profiles.



Bookkeeper & Receptionist

Stephanie is the go-to person to book your meetings and calls with Scott or EJ.



Coordinator & Consultant

Daniel is the newest member of the Scoreology team, he helps us with office coordination.

We have more than 300 great reviews!


Why Are We Different

We listen and respond. From our inital phone call to your two-year checkin, we listen and answer your questions. Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective.

You're More Than A Number

At Scoreology, we treat you like family. ​We maintain a one-on-one relationship with focused attention on each client. That’s why we choose not to manage thousands of clients simultaneously.

Measurable Results

As a client of Scoreology, you have access to your personal online portal. Once logged in to your safe and secure portal, you will have a number of tools geared towards your credit restoration and your credit building goals.

Whatever the reason for improving your credit score, Scoreology can help!

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective—our results are proof.

As a client of Scoreology, we’re here for you and your credit success! During our inital phone call, we make sure to listen to your needs and goals, then we’ll set up a review of your credit, and get started with you, all while working toward your goal.

As a client of Scorology, you’ll also get access to our results tracker. This displays exactly what’s being changed in your consumer credit reports on all three major credit bureaus – Equifax, Experian, and TransUnion – and exactly how much progress is being made.

Contact us today for a free, no-pressure consultation!


56% of Americans Have Subprime Credit

What Our Clients Are Saying

Alexander D.

May 17, 2018

If you have any questions or need help with your credit this is the place to go. They are not focused on making money, just trying to help people improve their credit. I called in a few months back with an issue on my report and spoke with Daniel. He advised me that this one […]

Kristina N.

May 14, 2018

…. nice and knowledgeable.

Plymouth, MN

Kellij E.

May 10, 2018

These guys are great! Honest, reliable, informative and get you fixed up right!

Troy S.

May 10, 2018

Scott and his team are a very professional group of go getters. From day one they attacked my credit ‘situations’ and made them their own. I was amazed at how fast they started making positive things happen and even more so at how quickly they had my ‘situations’ reversed and my score soaring upwards again. […]

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