Offering Expert, Ethical, and Friendly Credit Repair Since 2011

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective — our results are proof.

Meet the Scoreology Family



Credit Expert

Father, credit restoration expert and owner of Scoreology.

Ed Jack (EJ)

Ed Jack (EJ)

Credit Expert

EJ works daily with our clients, helping to improve their credit profiles.



Bookkeeper & Receptionist

Stephanie is the go-to person to book your meetings and calls with Scott or EJ.



Coordinator & Consultant

Daniel is the newest member of the Scoreology team, he helps us with office coordination.


Why Are We Different

We listen and respond. From our inital phone call to your two-year checkin, we listen and answer your questions. Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective.

You're More Than A Number

At Scoreology, we treat you like family. ​We maintain a one-on-one relationship with focused attention on each client. That’s why we choose not to manage thousands of clients simultaneously.

Measurable Results

As a client of Scoreology, you have access to your personal online portal. Once logged in to your safe and secure portal, you will have a number of tools geared towards your credit restoration and your credit building goals.

Whatever the reason for improving your credit score, Scoreology can help!

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective—our results are proof.

As a client of Scoreology, we’re here for you and your credit success! During our inital phone call, we make sure to listen to your needs and goals, then we’ll set up a review of your credit, and get started with you, all while working toward your goal.

As a client of Scorology, you’ll also get access to our results tracker. This displays exactly what’s being changed in your consumer credit reports on all three major credit bureaus – Equifax, Experian, and TransUnion – and exactly how much progress is being made.

Contact us today for a free, no-pressure consultation!


56% of Americans Have Subprime Credit

What Our Clients Are Saying

Adelard L.

April 18, 2018

…I have been with Scoreology for almost 4 months now and in that time they have raised my overall credit score by a combined 400 points between the 3 bureaus. I was just approved for a 3,200 credit card with Citi Bank! I will be in the 700’s in no time and ready to buy […]

Boynton Beach, FL

Heather S.

April 17, 2018

It went great. Daniel was very informative and patient and explained all of the details. He provided valuable insight and guidance…

Princeton, NJ

Doug R.

April 12, 2018

From the get-go, Scott and Ed-Jack at Scoreology were unfailingly professional in explaining their credit repair process. They responded to my questions usually within one hour and they were thorough in their communications. I had access to a client portal with a client progress dashboard that showed me how many credit report errors were being […]

Asa O.

April 5, 2018

…Because of them I was able to buy my house.

Farmington, NM

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