Scientific approach to Credit Repair to Your Credit Picture

Offering Expert, Ethical, and Friendly Credit Repair Since 2011

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective — our results are proof.

Meet the Scoreology Family



Credit Expert

Father, credit restoration expert and owner of Scoreology.
Ed Jack (EJ)

Ed Jack (EJ)

Credit Expert

EJ works daily with our clients, helping to improve their credit profiles.


Bookkeeper & Receptionist

Stephanie is the go-to person to book your meetings and calls with Scott or EJ.


Coordinator & Consultant

Daniel helps keep us all coordinated and performs comprehensive credit evaluations.

We have more than 375 great reviews!


Why Are We Different

We listen and respond. From our inital phone call to your two-year checkin, we listen and answer your questions. Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective.

You're More Than A Number

At Scoreology, we treat you like family. ​We maintain a one-on-one relationship with focused attention on each client. That’s why we choose not to manage thousands of clients simultaneously.

Measurable Results

As a client of Scoreology, you have access to your personal online portal. Once logged in to your safe and secure portal, you will have a number of tools geared towards your credit restoration and your credit building goals.

Whatever the reason for improving your credit score, Scoreology can help!

Our scientific approach to credit repair is on the cutting edge of the industry and can be extremely effective—our results are proof.

As a client of Scoreology, we’re here for you and your credit success! During our inital phone call, we make sure to listen to your needs and goals, then we’ll set up a review of your credit, and get started with you, all while working toward your goal.

As a client of Scorology, you’ll also get access to our results tracker. This displays exactly what’s being changed in your consumer credit reports on all three major credit bureaus – Equifax, Experian, and TransUnion – and exactly how much progress is being made.

Contact us today for a free, no-pressure consultation!


56% of Americans Have Subprime Credit

What Our Clients Are Saying

Rana S.

April 2, 2019

EJ and the team fixed my credit after I had to file a chapter 7 bankruptcy 2.5 years ago. I thought my life was over but they gave me hope and told me not to worry! I have been a loyal member for over 2 years. Only a few months after they started repairing my […]

Jason M.

March 29, 2019

The team with Scoreology is great. They give an honest assessment and do the best they can to repair everything.

Jacob S.

March 21, 2019

Overall, I had an excellent experience and very much appreciated Scott’s honesty and good business practice.

Tolbert D.

March 8, 2019

I had used previous credit repair companies in the past… I didn’t have good experiences… lack of personal contact and service where the main issues.. That was NOT my experience with Scoreology. EJ and Daniel where a pleasure to work with.

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